Current Strom Law Firm Class Actions

Title Loan Cases

As a part of our lawsuits challenging predatory lending, Strom Law Firm, LLC, along with a number of other law firms in South Carolina, filed suit against title loan companies for the unconscionable interest rates they charge. A title loan company operates like an automobile lender. The loan company takes a lien on the consumer's car title and advances money against that lien. The loan company typically only makes loans for a fraction of the value of the vehicle's value and charges rates in excess of 150%, and sometimes as high as 400% APR, even though the vehicle fully secures the loan. As a result of charging such high rates, many consumers default and have their vehicle repossessed.

• Complaint Against TitleMax
• Complaint Against North American Title Loans
• Complaint Against Carolina Title Loans

Pay Day Lending Cases

As a part of our lawsuits challenging predatory lending, Strom Law Firm, LLC, along with a number of other firms in South Carolina, filed suit against pay day lenders for unconscionable loan practices where the pay day lender would loan a consumer money, knowing that the consumer would not be able to pay the loan back when it is due on payday. As a result, the consumer would have to pay the interest only, receiving a new loan. This causes a cycle of debt. In Strom Law Firm's investigation, we have seen a number of individuals who carry multiple loans from pay day lenders where the total amount owed at the end of each pay period greatly exceeds their income. You can read Mr. Strom's op-ed piece that appeared in the State newspaper here.

• Complaint Against Advance America
• Complaint Against Check into Cash
• Complaint Against Check Advance
• Complaint Against Frontstreet
• Complaint Against A-1 Instant Check Advance
• Complaint Against Advance on Checks
• Complaint Against Carolina Pay Day
• Complaint Against Local Cash Advance III
• Complaint Against Cash-o-matic
• Complaint Against Check Loans of South Carolina
• Complaint Against Happy Pay Day, Inc.
• Complaint Against S&W Money Tree

Option Arms

Strom Law Firm, LLC, along with a number of firms around the country, filed a lawsuit against Countrywide regarding its option arm products. Option arms are loan products that allows a consumer to pay different options on their home loan. Options include paying less than the interest each month. This is known as the minimum payment. When the consumer only pays the minimum payment, interest is capitalized each month. When the debt exceeds the initial loan amount by a certain percentage, the consumer's minimum payment is increased. While option arms are not necessarily bad loan products, it appears that Countrywide qualified consumers for these loans based on whether they could make the minimum payment, resulting in many consumers being unable to pay higher amounts and facing foreclosure.

• Complaint Against Countrywide

U.S. Foodservice

Strom Law Firm, LLC, along with several firms from around the country filed a case against U.S. Foodservice, the food distributor, for artificially inflating prices of food sold to restaurants and cafeterias in breach of their contracts.

• Complaint Against U.S. Foods

Central United Life Insurance Company

Strom Law Firm, LLC, along with two law firms in Louisiana filed a class action against Central United Life Insurance Company with respect to cancer policies it administers. The lawsuit alleges that Central United breaches its contract with policyholders undergoing cancer treatment in failing to pay them appropriate amounts under the policy. The lawsuit centers around whether the contract requires Central United to pay the policyholder an amount equal to what the physician charges for the procedure (actual charges) or the amount the physician is reimbursed for the procedure by a health insurance company.

• Complaint Against Central United

OnStar Contract Litigation

Strom Law Firm, LLC, along with other law firms, filed a class action against OnStar for OnStar is an in-vehicle communication system that provides GM vehicle owners with important safety services and features, including: automatic crash notification, stolen vehicle location, remote door unlock, and remote diagnostics. With the press of a button, GM vehicle owners can be connected with an OnStar center advisor 24 hours a day, 7 days a week, 365 days a year. As of December 31, 2007, OnStar is permanently terminating service to analog-only vehicle owners. OnStar's termination of service for analog-only vehicles is based on a Federal Communications Commission (FCC) ruling no longer requiring wireless companies to support analog cellular service starting in early 2008. Without analog cellular service, OnStar service in analog-only GM vehicles will not function. OnStar's termination of service to analog-only vehicles deprives vehicle owners of safety incentives, decreases the value of the vehicle and places the cost, and expense of replacing or repairing the OnStar system on the vehicle owner.

• Complaint Against OnStar and General Motors

Hospital Cases

Strom Law Firm, LLC has filed numerous lawsuits against hospitals in South Carolina regarding systematic hospital billing practices against uninsured individuals. The lawsuits allege these hospitals charge excessive prices for hospital and medical services. According to the lawsuits, hospitals have charged uninsured individuals a higher rate for health care services than what these hospitals accept as full payment from individuals who had health insurance coverage. While uninsured patients normally sign a contract upon their admission to the hospital agreeing to pay for medical care, the hospitals typically do not disclose the amount of these charges or that there are differences in rates depending on an individual's insurance status.

Because the price term or cost of services is not disclosed in the contract each uninsured patient signs, the Plaintiffs in these lawsuits contend the hospital is obligated to charge reasonable rates commensurate with the amounts typically accepted from insured patients for the same procedures and services. The Plaintiffs believe these hospitals charge uninsured individuals more than what is reasonable and demand, through the lawsuits, revised bills and restitution for any and all overpayments made.

• Complaint Against Palmetto Health Alliance
• Complaint Against MUSC
• Complaint Against Anderson Medical Center
• Complaint Against Kershaw County Medical Center
• Complaint Against Georgetown County Medical Center
• Complaint Against Tuomey Medical Center
• Complaint Against Self Regional Medical Center

Graphics Cards Antitrust

Strom Law Firm, LLC, along with a number of law firms from around the country are suing Nvidia Corporation, ATI Technologies, Inc., and Advanced Micro Devices, Inc., for artificially setting prices high for graphic cards used in LCD monitors, televisions, and video games in violation of federal antitrust law.

• Graphic Cards Antitrust Complaint

LCD Televisions and Monitors Antitrust

Strom Law Firm, LLC, along with a number of law firms from around the country are suing flat panel television and monitor manufacturers for artificially setting prices high for LCD monitors and televisions video in violation of federal antitrust law.

• LCD Televisions and Monitors Antitrust

Air Cargo Antitrust

Strom Law Firm, LLC, along with a number of law firms from around the country are suing airlines in the United States and around the world for artificially setting prices high international air cargo shipping in violation of federal antitrust law.

• Air Cargo Antitrust Complaint