Premises Liability

South Carolina Premises Liability Lawsuits

At Strom Law Firm, our lawyers are experienced in dealing with the many issues that may arise from premises liability cases. We have worked with dozens of clients who have been hurt on property owned by another person. Although many cases involving premises liability are actually slip and fall accidents or some variation thereof, these cases are not always as simple as they appear because there are frequently complex issues regarding insurance coverage and liability.

Many people are not aware that most homeowners insurance policies provide a type of coverage that covers medical bills regardless of fault. All that must be proven is that a person was injured on the property covered by the homeowners policies. It is not necessary to prove fault on the part of the homeowner. More importantly, claims are paid by an insurance company and not the actual homeowner. However, claims must usually be made in a short time span which is much shorter than the 3 year statute of limitations which is normally applicable in South Carolina. The time-frame may also be determined from the insurance policy itself so it is important to speak with an experienced attorney who has handled similar cases.

Our premises liability practice covers the entire state of South Carolina and includes:

• Accidents occurring in grocery stores
• Retail store accidents
• Elevator accidents
• Accidents occurring on unsafe fast-food playgrounds
• Swimming pool accidents
• Accidents and injuries caused by negligent security
• Dog bites and animal attacks
• Government property accidents

The standard of care owed to a person on someone else's property depends upon whether the person on the property is a trespasser, a licensee, or a business invitee.

Cases involving businesses typically involve complex issues of insurance coverage. Some businesses are covered by multiple insurance policies and it is important to fully understand each of these policies before making a claim. In the case of a home or private property owner, an important fact people are not typically aware of is that most homeowners' insurance policies provide a type of coverage that covers medical bills regardless of fault. All that must be proven is that a person was injured on the property covered by the home or property owners' policies. It is not necessary to prove fault on the part of the homeowner.

It is also important to state that if you are injured on a friend's or neighbor's property, you are not suing your neighbor and putting them in the poor house. These claims are paid by an insurance company and not the actual homeowner. However, premises liability claims must usually be made in a short time span, shorter than the 2 or 3 year statute of limitations which is normally applicable in South Carolina. Because the time frame is determined from the insurance policy itself, it is important to speak with an experienced attorney who has handled similar cases.

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If you or someone you love has been inured in a falling accident or by any other dangerous condition on public, commercial, or private property, you may be able to recover monetary damages from the property owner to cover medical expenses, lost wages and pain and suffering.

For a free consultation and full evaluation of your case — call or contact us in Columbia, South Carolina, at any time.

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